![]() ![]() I made myself stop doing delivery and only do takeout, and to look at meals out not as time savers (since running out to the nearest options takes about as long as throwing together a quick meal), but as an experience. Each delivery has a surcharge, plus you're paying a higher rate for the food than if you were to make it yourself. You can do that when you make 3x what you do with the same other expenses right now, you are literally eating your savings (including retirement!), one delivered meal at a time. That's a massive bleeding financial wound you need to plug up. $600 goes to food deliveries through Uber Eats If I put $100 or $200 into my savings account as soon as my paycheck clears, I don’t have to worry about it sitting in my checking account and making me consider spending it when my money gets low before the next check. I usually buy $50 of groceries a week then have $75 a week for entertainment/eating out.Ĭurrently my food/gas/and entertainment budget is $600 a month, and I think you could probably get yours down to $800 immediately and more like $600 long term while still going out and going to dinner with your mom.Īlso the best way to start saving money is to put it away in a savings account so you won’t be inclined to use it. Try to eat at home more even if it’s just starting out with microwaveable meals and quick items. That is enough to eat out every single meal of the day with fast food. That leaves you with 650 for food for the month. Then let’s take another 150 off for the nice dinners with your mom that you want to do. Next let’s say you break the 1000 down to 800 because going out on the town is worth the 200 to you. However, the fact that you’re worried about only having $100 leftover a month but willing to pay someone $5 to deliver a meal you could have gone and picked up yourself is certainly a bit backwards. As for food and entertainment, this is an area I struggle in as well as I never want to cook. As others have said, cut back on cable if possible. I have an almost identical income and non negotiable expenses. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. ![]() Scam alert: Ignore any private messages or chat requests. ![]()
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